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Master Of The Art Of Real Estate
"We thank you from the bottom of our hearts for all you did in the selling of our home. You are truly a master of the art of real estate and the very best we have seen in the business. We would recommend you as our very top choice to anyone interested in selling their home for the maximum amount in the fewest days. You take the profession to a higher plane with being the perfect gentleman in everything you do. We cannot thank you enough."
Ann and Phil Davenport
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Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?
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One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million. |
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The Best In Virginia
"It was the personal touch of Craig Via that impressed my wife and me..."
Bill and Cathy Armstrong
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