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Living Our Dream
"We knew we needed …someone extraordinary who, by virtue of his intelligence, work ethic and character would find for us a home this side of perfect. Make no mistake, the wish list was long and we were finicky. But we had Craig Via. And today, we are living our dream."
Michele and Jonathan Rhudy
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First Time Buyers >More Down Payment Help
One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.
Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.
With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.
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What is the average age range of a second-home buyer in the United States?
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Currently, second-home buyers in America are most often between 41 and 44 years of age. |
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The Best In Virginia
"It was the personal touch of Craig Via that impressed my wife and me..."
Bill and Cathy Armstrong
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