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Craig Via, REALTOR®, real estate agents and broker for Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)
All real estate agents are NOT alike! Find out why I am a top real estate expert. Call me: 804-378-7355.

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Mortgage Prequalification: Richmond Virginia home buying, real estate listings, and homes for sale in Chesterfield County, VA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Richmond real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Closing or Settlement >Handle Needed Repairs Early

There is a standard chain of events that occurs when an offer comes in on a home. After a meeting of the minds, the buyer often brings in a home inspector who may find a few items that need to be repaired. The real estate agent gives the homeowner a list of the requested repairs. What comes next?

In most transactions, the seller will take care of the repairs. Many sellers wait until the week before the closing to call someone to do the work, because they want to be sure that they are going to make it to the closing table before they spend money on repair work. If you are responsible for making repairs to a home you are selling, make sure you have the work done well in advance of the closing date by licensed professionals who will stand behind their work. If the work is done at the last minute and is incomplete or unsatisfactory, it could cause complications at the closing. You should provide the buyers with all the receipts and the names of the persons to contact in case there is a problem with the repairs.

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Real Estate Trivia
Q 
Originally incorporated under the name Georgiana, what is the oldest incorporated city in the United States?

A 
York, Maine, which received an English charter in March 1642, is the oldest incorporated city in the U.S.
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Craig Via, REALTOR®, real estate agents and broker for Richmond Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Craig Via
Craig Via Realty & Relocation

14031 Steeplestone Drive
Midlothian, VA. 23113
804-378-SELL
800-943-SELL
Fax: 804-379-7108
Email: Info@CraigVia.com

For Craig Via, the key to becoming one of the Richmond area's leading real estate professionals was to follow his dreams and create his own path to success. His hands-on approach to the business and warm, friendly personality make him a valued source for all your residential real estate needs. Craig is the Top Producer in his office and is ranked in the top one percent of all residential sales professionals nationwide.

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